Before you get too excited, you must have $100K to be deposited into HSBC Premier Checking for 6 months. Yes, a minimum qualifying balance of $100,000 to select your choice of a $500 Apple® Gift Card, a Nikon Coolpix S4000 or 40,000 HSBC Premier World MasterCard® Reward Points.
Here's the math over 6 months:
If you could have $100k into four 3% rewards checking accounts, you will earn $1500
This account only gives you 0.01% = $5
Probably best to put the $100K somewhere else.
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